VISA® CREDIT CARDS
At Kerr County Federal Credit Union, we offer the VISA® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Kerr County Federal Credit Union VISA® Card.
You’ll enjoy the following benefits:
- No annual fee
- Fixed rates
- 25-day grace period
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
- Free travel and accident insurance
- Optional life and disability insurance available at low rates
Please click here to report a lost or stolen Kerr County Federal Credit Union VISA® credit card. You can also check out our credit card payoff calculator.
Please check out our compound interest calculator or the APR calculator.
*APR = Annual Percentage Rate
| The Plan That Works For You | VISA® Classic |
|---|---|
| Annual Percentage Rate (APR) for Purchases | 10.50% |
| APR for Balance Transfers | 10.50% |
| APR for Cash Advances | 10.50% |
| How to Avoid Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases, balance transfers or cash advances if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau |
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
| Fees | |
| Transactions Fees - Balance Transfer Fee - Foreign Transaction Fee |
NONE 1.00% of each transaction in U.S. dollars |
| Penalty Fees - Late Payment Fee - Returned Payment Fee |
Up to $20.00 Up to $20.00 |
How We Will Calculate Your Balance:
We use a method called "average daily balance (including new purchases)." See your account agreement for more information.