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VISA® Credit Cards

At Kerr County Federal Credit Union, we offer the VISA® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Kerr County Federal Credit Union VISA® Card.

You’ll enjoy the following benefits:

  • No annual fee
  • Fixed rates
  • 25-day grace period
  • No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
  • Free travel and accident insurance
  • Optional life and disability insurance available at low rates
eZCard Information

Please click here to report a lost or stolen Kerr County Federal Credit Union VISA® credit card. You can also check out our credit card payoff calculator.

The Plan That Works For You VISA® Classic
Annual Percentage Rate (fixed rate) 10.5%
Annual Membership Fee NONE
Grace Period for Purchases 25 Days
Method of Computing Balance Average Daily Balance (including new purchases)
Minimum Finance Charge NONE
Transaction Fee NONE
Cash Advance Fee NONE
Over-Credit Limit Fee $20.00
Late Payment Fee $20.00 if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement. Charges incurred by use of the VISA® card are due on receipt of the account statement.
Return Check Fee $20.00
Request for Statement Copy Fee $4.00
Card Replacement Fee NONE