VISA® CREDIT CARDS
At Kerr County Federal Credit Union, we offer the VISA® Classic credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Kerr County Federal Credit Union VISA® Card.
You’ll enjoy the following benefits:
- No annual fee
- Fixed rates
- 25-day grace period
- No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)
- Free travel and accident insurance
- Optional life and disability insurance available at low rates
Please click here to report a lost or stolen Kerr County Federal Credit Union VISA® credit card. You can also check out our credit card payoff calculator.
Please check out our compound interest calculator or the APR calculator.
*APR = Annual Percentage Rate
| The Plan That Works For You | VISA® Classic |
|---|---|
| Annual Percentage Rate (fixed rate) | 10.5% |
| Annual Membership Fee | NONE |
| Grace Period for Purchases | 25 Days |
| Method of Computing Balance | Average Daily Balance (including new purchases) |
| Minimum Finance Charge | NONE |
| Transaction Fee | NONE |
| Cash Advance Fee | NONE |
| Over-Credit Limit Fee | $20.00 |
| Late Payment Fee | $20.00 if paid ten (10) or more days after due date. Late payments and over-limit transactions violate your VISA® account agreement. Charges incurred by use of the VISA® card are due on receipt of the account statement. |
| Return Check Fee | $20.00 |
| Request for Statement Copy Fee | $4.00 |
| Card Replacement Fee | NONE |