Share Rates
Share Rates $5 minimum investment
Annual Percentage Yield is accurate as of September 25th, 2023. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
| Account Type | Min. Opening Deposit | Min. Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Dividends will be compounded quarterly and will be credited quarterly using the Average Daily Balance. | ||||
| Regular Share Account | $5.00 | $100.00 | 0.75% | 0.75% |
| Special Share Savings | N/A | $100.00 | 0.75% | 0.75% |
| Share Draft Account | N/A | N/A | 0.00% | – |
| Money Market Checking Account | $5,000.00 | $5,000.00 | 1.00% | 1.00% |
Share Certificates
Annual Percentage Yield is accurate as of September 25th, 2023. Rates and other terms may change at any time without prior notice. $1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.
Dividends will be compounded quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.
| Terms | Min. Opening Balance | Min. Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| 6 Months | $1,000.00 | $1,000.00 | 1.75% | 1.76% |
| 12 Months | $1,000.00 | $1,000.00 | 2.50% | 2.53% |
| 24 Months | $1,000.00 | $1,000.00 | 3.75% | 3.82% |
| 48 Months | $1,000.00 | $1,000.00 | 4.00% | 4.07% |
APY = Annual Percentage Yield
Jumbo Rate: 1% above advertised rate- Available on 1 & 2 year certificates only, with minimum deposit of $100,000.
IRA Certificates
Annual Percentage Yield is accurate as of September 25th, 2023. Rates and other terms may change at any time without prior notice.
| Terms | Min. Opening Balance | Min. Balance to Earn APY | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|
| IRA Accumulator | $100.00 | $100.00 | 1.00% | 1.00% |
| 12 Month IRA Certificate | $1,000.00 | $1,000.00 | 2.25% | 2.27% |
| 24 Month IRA Certificate | $1,000.00 | $1,000.00 | 3.25% | 3.30% |
| 48 Month IRA Certificate | $1,000.00 | $1,000.00 | 4.00% | 4.07% |