Routing #314985345

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Share Rates

Share Rates $5 minimum investment

Annual Percentage Yield is accurate as of January 1, 2020. Rates and other terms may change at any time without prior notice. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Account Type Min. Opening Deposit Min. Balance to Earn APY Dividend Rate Annual Percentage Yield
Dividends will be compounded quarterly and will be credited quarterly. Average Daily Balance.
Regular Share Account $5.00 $100.00 0.20% 0.20%
Share Draft Account N/A N/A – –
Money Market Checking Account $5,000.00 $5,000.00 0.35% 0.35%

Share Certificates

Annual Percentage Yield is accurate as of January 1, 2020. Rates and other terms may change at any time without prior notice. $1000.00 minimum required to open Share or IRA Certificate. After your certificate is opened, the dividend rate is fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

Dividends will be compounded quarterly and will be credited quarterly. If you close your share account before dividends are paid, you will not receive the accrued dividends.

Terms Min. Opening Balance Min. Balance to Earn APY Dividend Rate Annual Percentage Yield
6 Months $1,000.00 $1,000.00 0.75% 0.75%
12 Months $1,000.00 $1,000.00 1.50% 1.51%
24 Months $1,000.00 $1,000.00 1.75% 1.76%
48 Months $1,000.00 $1,000.00 2.75% 2.79%

APY = Annual Percentage Yield
Jumbo Rate: Share Certificates equal to or greater than $100,000.00 add .50% to current rate for 1 yr, 2 yr & 4 yr.

IRA Certificates

Terms Min. Opening Balance Min. Balance to Earn APY Dividend Rate Annual Percentage Yield
IRA Accumulator $100.00 $100.00 0.20% 0.20%
12 Month IRA Certificate $1,000.00 $1,000.00 1.50% 1.51%
24 Month IRA Certificate $1,000.00 $1,000.00 1.75% 1.76%