Back To Top

Overdraft Protection

Life happens! Kerr County FCU understands that unexpected overdrafts occur from time to time – Overdraft Coverage can help.

Overdraft Coverage Options
The choice is yours. Consider these ways to cover overdrafts:

Service Cost
Overdraft Protection Link to another Deposit Account you have at Kerr County FCU1 No fee per transfer
Overdraft Protection Line of Credit2 Subject to fees + interest
Member Privilege $30.00 Overdraft Fee per item

Member Privilege allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. Even if you have overdraft protection, Member Privilege is still available as secondary coverage if the other protection source is exhausted. Click here for other important information or click here for the Overdraft Privilege Form.