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About Us

At KCFCU, we offer financial products and services that are designed for your financial needs. We provide products that are responsive and personal service that is courteous. We continually strive to save you time and money. And, best of all, your Credit Union is here to serve you as an owner, not just another customer. With branches in Kerrville and Junction, we are your first, best and last choice in financial decisions, not just today but for the tomorrows to come.


To join the credit union, just come into any of our three branches with a valid Texas driver’s license. The minimum balance in the share savings account is $5 and there is a one time $5 membership fee. To open a share draft checking, we ask that you deposit $5. After it is open, there is no minimum and no monthly fee. Once you join, you and your IMMEDIATE FAMILY members who join have a lifetime membership, even if you change jobs or move.